Sale and Lease Back is the solution for entrepreneurs whose capital is tied up in business assets and who want to convert it back into working capital without losing the use of the asset. NLM buys your business asset and leases it straight back to you, so you have liquidity available again.
How does Sale and Lease Back work?
With Sale and Lease Back you sell a business asset you already own to NLM. You then lease the asset straight back, so you can keep using it without interruption. The capital that was locked into the asset is released as working capital - money you need to do business and grow.
This structure also works for assets you previously acquired through a short lease contract with high monthly instalments. Is the asset marketable and worth more than the outstanding lease amount? Then we can buy off the existing contract and offer a new contract with a longer term, so your monthly costs go down.
Advantages of Sale and Lease Back at NLM
Free up working capital
Convert the value of your business assets into liquidity without giving up your means of production.
Lower your monthly costs
Refinance existing lease contracts on more favourable terms and over a longer period.
Keep using your asset
You simply carry on using the business asset - only the ownership changes.
Independent of your bank
Also suitable when your own bank is unwilling, or no longer willing, to provide financing.
Who is Sale and Lease Back suitable for?
Sale and Lease Back is especially interesting for entrepreneurs who financed business assets in the past from their own resources or current account, for example because their bank did not want to finance a less marketable asset or a smaller financing amount. Entrepreneurs with an existing lease contract carrying high monthly instalments can also gain immediate breathing space by refinancing through Sale and Lease Back. Leasing is not the best solution in every situation, so we always think along with you and give honest advice.
Sale and Lease Back or another lease form?
Sale and Lease Back is mainly suitable when you already own a business asset. If you want to acquire or lease a new asset instead, Financial Lease may be more interesting. Also take a look at our complete overview of business lease options to make the best choice for your situation.
Tax benefits & subsidies
With sale-and-lease-back you free up capital from an asset or property without losing its use. If you invest that in sustainability, schemes such as EIA and MIA/Vamil may come into play. See tax benefits & subsidies.
Subject to change — schemes, conditions and percentages change annually. This is information, not tax advice.
Request a free, no-obligation Sale and Lease Back quote today and discover how much working capital you can free up.
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